If you're debating whether you need an estate plan, you should probably err on the side of caution and get one. In fact, everyone -- no matter how wealthy he or she is -- receives important benefits from a finalized estate, not just in the financial arena. An estate plan, for example, allows you to indicate a person who will make financial and health decision on your behalf in the event that you become incapacitated. Furthermore, an estate plan will indicate who takes care of your children if you're no longer able to do so.
Cybersecurity can have major impacts on a small business’ long-term health. Cyberattacks are not just a concern for large companies. Businesses of any size can end up the target of such attacks. And the financial, operational and reputation damage such attacks can cause can be devastating for a small business.