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Considerations for including grandchildren in a will

Drafting your will is an exciting and important process. Whether you are writing a new one or revising an existing one, it is fulfilling to know that you have a plan in place to care for your most precious loved ones. For many people creating their estate plan, this includes grandchildren that they wish to leave an inheritance to. Leaving grandkids an inheritance can help them succeed later in life.

There are some important provisions that you should remember to take into account, though. Consider the following three scenarios.

1. Unborn grandchildren

Is one of your children expecting a child? Though the child has not yet been born, you want to ensure that you include him or her in your will. To do so, you may want to include a stipulation in your will for grandchildren who are not yet born. This can be a tricky clause to include, but doing so can prevent any future grandkids from losing out on the inheritance you want to give them.

2. Potential predeceasing

It is unfortunately true that grandchildren sometimes predecease their parents and grandparents. In this tragic event, it can be complicated to determine how to handle their place in the will. Rather than having to revise your will in such a scenario, you may be able to simply include a clause stipulating what procedure you prefer in such a circumstance.

3. Stepgrandchildren

It is important to remember stepgrandchildren when you are writing your will, too. You want to include all of your grandkids, including those who join your family later. Because the law does not necessarily entitle stepgrandchildren to an inheritance because of their lack of biological relation to you, you should be sure to state specifically that you are including them in your will.

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